Equine Insurance

Equine Insurance: Comprehensive Coverage for Your Horse

Equine insurance helps cover the cost of unexpected veterinary care if your horse develops an illness or is in an accident and needs emergency care. It can also cover liability costs if your horse injures someone and provide indemnity if your horse passes away.

Making a Claim?
Speak to us for information.

Equine Insurance policies can include cover for:

• Vet fees
• Third-party liability
• Loss of equine

Important Considerations:

• Shop around to find the insurance that best meets your needs; look at what your horse is covered for, not just the price alone.
• Check the “excess” is suitable, as you will need to pay this before you can claim on your policy.
• As your horse ages, the premium may increase.
• Claims could significantly impact the renewal premium, so it’s important to understand your horse’s breed, the common issues it could have, and what they could potentially cost.
• Be aware pre-existing and current conditions may not be covered if you decide to move policies.
• Some insurers will only accept claims after a certain number of days from the policy’s start date.
• The policy documents from insurers will tell you what your horse is and is not covered for. If in doubt, speak to your insurer.

We are proud to work with Agria— who offer lifetime equine insurance cover from 30 days of age to the end of a horse’s life without ever reducing the level of vet fee cover offered.

Agria has been helping horses through illness and injury for over 130 years. They work closely with animal welfare organisations, vets and breeders to make sure pets, horses, and owners get the best healthcare and support. Their mission is to provide the best of care for animals and peace of mind for their owners. For more information on their equine policies, visit their website.